See If Your Home Equity Can Work For You

Takes about 2 minutes

No hard credit pull to get started

How would you like to use your home's equity? *

Do you have a second mortgage on this property? *

Yes

No

What's your work status *

Employed

Self-employed

Retired

What's the property type? *

Single-family

Multifamily

Condo

Manufactured

How would you describe it? *

Primary Residence

Vacation home

Investment home

Your credit profile *

720+

660-719

580-619

579 or below

Approximately how much would you like to access? *

Additional cash

What's an estimate of your current home value? *

Home value

What is your approximate remaining mortgage balance? *

Mortgage balance

First Name *

Last Name *

Phone Number *

By clicking "See My Options," you agree to be contacted by EquityFlow, powered by West Capital Lending, via phone, text message, and email regarding your inquiry, including through automated technology where permitted by law. Consent is not a condition of obtaining credit. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. By continuing, you agree to our Privacy Policy and Terms of Use.

By checking this box, I agree to receive recurring marketing and promotional text messages from EquityFlow, powered by West Capital Lending, at the mobile number provided. Messages may include information about home equity solutions, mortgage products, special offers, educational content, and appointment reminders. Message frequency varies. Message and data rates may apply. Text HELP for help or STOP to cancel at any time. Consent is not a condition of obtaining credit or purchasing any goods or services.

Privacy Policy

Email address *

Address

Current mailing address

City

State

Postal Code

Important Information

Refinancing or obtaining a home equity loan may result in higher total finance charges over the life of the loan. Carefully review the loan terms, interest rate, annual percentage rate, fees, and repayment obligations before making a financing decision.

Home Equity Loans

Home Equity Loan products are offered as second-lien loans and are not intended for piggyback financing transactions. Loan amounts, property types, and eligibility requirements are subject to lender guidelines, state regulations, credit approval, available equity, and underwriting review. Additional restrictions, terms, and conditions may apply.

Loan Approval

All financing is subject to credit approval and underwriting. Approval is based on factors including, but not limited to, credit history, income, employment, assets, debt obligations, property information, and verification of all required documentation.

A prequalification or preapproval does not constitute a commitment to lend. Final loan approval is contingent upon satisfying all underwriting conditions, including an acceptable appraisal (when required), title review, homeowner's insurance, and any additional documentation requested during the loan process.

Equal Housing Opportunity

EquityFlow is committed to providing equal housing opportunities in accordance with all applicable federal and state fair lending laws.

Licensing & Disclosures

EquityFlow is a mortgage marketing brand operated through West Capital Lending, Inc. Joseph Villa, Mortgage Loan Originator, NMLS #1943078. Mortgage products are originated through West Capital Lending, Inc., NMLS #1566096, California DRE #02022356, or another specifically disclosed licensed mortgage provider, as applicable. Equal Housing Opportunity. Product availability and licensing vary by state. All loans are subject to credit, income, property, and underwriting approval. This is not a commitment to lend.

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

Company Info

NMLS# 1566096

DRE# 02022356

Privacy Policy

Terms of Use

SMS Terms & Conditions

Texas Complaint/Recovery Fund Notice

Address:

17911 Von Karman Ave, Suite 400, Irvine CA 92614

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License Information - For complete license information, click here to visit our Licensing Page.

WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.